Import any carrier statement
CSV or XLSX from any carrier. Saved column mappings mean your recurring imports take seconds. Every source row is stored and traceable, never overwritten.
Built for insurance agencies, BGAs, and MGAs
Stop losing commission revenue to a process that can't see it.
Carriers underpay. Renewals get missed. Producers dispute payouts you can't explain. Kommissions gives your team the tools to catch every discrepancy, close every month faster, and pay every producer correctly - with a full audit trail behind every dollar.
One system for the full commission lifecycle
Everything your team does in spreadsheets - done right, in one place.
Statement imports, commission calculations, exception queues, payout approvals, producer disputes, 1099s, and audit trails. Kommissions replaces the patchwork of spreadsheets and email threads with a single operating system built specifically for insurance commission operations.
Reconciliation
Exceptions
31
-18%
Payout cycle
Ready
Friday
Calculate what you're owed - exactly
13 commission plan types, tiered performance schedules, override hierarchies, and retroactive adjustments - all calculated deterministically so every output can be explained and audited.
Pay producers and close with confidence
Exception queues, approval workflows, advance repayment tracking, NACHA export, and producer dispute resolution - everything needed to close a payout cycle cleanly every month.
Why it matters
Commission leakage is silent. Most agencies never see it.
Without a calculated expected amount for every policy, you can't tell if a carrier underpaid, skipped a renewal, or applied the wrong rate. Kommissions surfaces these gaps automatically - before the statement period closes and the money is gone for good.
See It In Action
0%
average commission leakage uncovered when agencies move from spreadsheets to row-level reconciliation
0
commission plan types - from flat fee and percentage of premium to tiered performance and contingent bonuses
0 days
saved per month-end close when statement mapping, matching, and exception routing are automated
0%
of payouts traceable - every dollar links back to the carrier row, policy record, and comp plan version it came from
Who uses Kommissions?
If commission accuracy matters to your business, this is for you.
Independent Agencies
You process statements from multiple carriers every month and know you're probably missing something. Kommissions gives you a calculated expected amount for every policy so you can see exactly what each carrier owes and exactly what they paid.
BGAs & MGAs
You manage override hierarchies, advance balances, and producer contracts across a downline that keeps growing. Kommissions handles multi-level commission calculations, tracks every advance and repayment, and gives you a clean audit trail for every payout cycle.
Finance & Operations
You're the one who has to close month-end, answer producer disputes, and sign off on payout batches. Kommissions gives you exception queues, approval workflows, and a complete evidence chain so you stop starting from scratch every cycle.
Producers & Agents
You want to know what you earned, when you get paid, and why a payout changed. Kommissions shows your commissions by policy with full calculation breakdowns and gives you a structured channel to file disputes - with a real response, not a spreadsheet screenshot.
Product tour
Built for the work, not for the demo.
This is the actual interface your team will use - dense with the information that matters, designed for daily commission operations, not a one-time presentation.
Dashboard
The numbers your leadership actually needs.
KPI cards, reconciliation trend, carrier concentration, producer leaderboard, and revenue velocity - updated every cycle. Every widget is a live link to the filtered data behind it, not a static snapshot.
- Reconciliation health score with gauge indicator
- Carrier concentration donut and performance comparison
- Top producers by earned commission YTD
- Revenue velocity vs. prior 90-day period
Reconciled This Month
$2,841,290
+8.4%
Expected Commission
$184,350
+3.1%
Open Exceptions
31
-18%
Health Score
97/100
Green
Commission Trend Actual vs Projected · 12 months
Actual
Projected
Carrier Concentration
Aetna 40%
UHC 25%
Humana 17%
Other 18%
Producer Leaderboard YTD Earned Commission
1Sarah M.$41,280
2James T.$35,100
3Priya K.$29,400
4Marcus R.$24,300
5Diana F.$19,440
Reconciliation
No exception left without an owner or an answer.
Every unmatched carrier row surfaces with its severity, age, assigned owner, and root cause. Click any row to open the full investigation panel - source statement data, expected vs. paid variance, and resolution controls - all in one place.
- Severity badges: Critical, High, Medium, Low
- Auto-aging flags exceptions past 14 days
- Attach carrier statement evidence per exception
- Full resolution history on every row
All (31)
Critical (4)
High (11)
Medium (16)
Assigned to me (8)
Policy #CarrierTypeVarianceSeverityAgeOwnerStatus
AET-2209144AetnaMissing row-$1,240Critical22dJ. TorresOpen
AET-2208831AetnaRate mismatch-$890Critical19dJ. TorresOpen
UHC-8810294UHCDuplicate row-$640High14dM. OseiIn Review
HUM-3304821HumanaPolicy not found-$420High11dUnassignedOpen
UHC-8814410UHCComp plan mismatch-$310High9dM. OseiIn Review
AET-2211002AetnaAgent mismatch+$185Medium7dS. ParkOpen
HUM-3307744HumanaPeriod mismatch-$95Medium5dS. ParkResolved
Kommissions resources
Practical guidance for commission operations teams.
Customer proof
From teams who were running commission operations in spreadsheets.
"We can finally see the difference between expected commission, carrier-paid commission, and producer payout without rebuilding the same spreadsheet every month."
Operations Director, regional agency
"The audit trail matters. When a producer asks why a payout changed, finance has a clear answer."
Finance Lead, multi-branch brokerage
Kommissions is a commission lifecycle platform built for independent insurance agencies, BGAs, and MGAs. It covers every step from importing carrier statements to calculating producer payouts, resolving exceptions, and generating 1099s - replacing disconnected spreadsheets with one audited system.
You upload CSV or XLSX files from any carrier through a guided import wizard. Kommissions validates each row, flags missing policy numbers, duplicate entries, and unmapped products, and saves your column mappings so repeat imports take seconds rather than hours.
Kommissions supports 13 plan types including percentage of premium, flat fee per life, graded schedules, MA-PDP rate tables, target premium first-year and renewal splits, producer splits, override and upline commissions, chargebacks, advanced commissions, and contingent bonuses.
After importing a carrier statement, Kommissions compares each row against your internal expected commissions using a confidence-scoring matching engine. Matched rows post automatically; unmatched rows go into an exception queue where your team can investigate, attach evidence, and resolve with a full audit trail.
Yes. You can model the full chain from producer up through team lead, agency, BGA, and MGA. Override commissions are calculated bottom-up at each level based on each node's contract. Book-of-business transfers preserve historical attribution at the original node while new business flows to the updated hierarchy.
Payouts flow through a configurable approval workflow: finance reviews the batch, managers approve overrides, and producers can view their own statement. Kommissions calculates net payout after chargebacks and advance repayments and exports a NACHA-compatible payment file for your bank or payroll system.
Yes. The compliance module generates 1099-NEC forms for each producer based on confirmed payout records for the tax year. Tax breakdowns, withholding tracking, and regulatory exports are included. Producer-level 1099 PDFs can be distributed through the producer portal.
Every workspace is fully isolated - no query can return data from another tenant. All data is encrypted at rest with AES-256 and in transit over TLS 1.2+. Role-based access control enforces seven permission levels down to producer-scoped views of only their own records. The audit log is append-only from the application layer.
Kommissions includes seven built-in roles: Owner, Admin, Finance, Operations, Team Lead, Producer, and Read Only. Each role has scoped access to the appropriate modules - producers see only their own policies, commissions, and disputes; finance sees all payout data; owners manage workspace settings and billing.
Kommissions starts at $30/month for independent producers on the Agent plan. Agency is $41/month, Premier is $49/month for larger teams. MGA and Enterprise pricing is custom. All plans include a 14-day free trial. See the Pricing page for full details.