Platform
Independent agencies, BGAs, and MGAs lose an average of $12,000 per year to commission leakage — missed payments, unreconciled variances, and chargeback errors that slip through spreadsheets. Kommissions closes that gap with a single, audit-complete workflow from carrier statement to producer payout.
Upload carrier statements in any CSV or XLSX format. Saved column mappings mean your second import takes seconds, not an hour. Built-in validation catches missing policy numbers, duplicate rows, invalid dates, and unmapped product codes before a single number touches your ledger — so you're not cleaning up bad data at month-end.
Most agencies don't know what they're owed until they go looking. Kommissions automatically compares every carrier-paid amount against your expected commissions, surfaces unmatched rows as exceptions, and gives each one a severity score. Average match rates hit 94% on first import. What doesn't match goes into a tracked queue — not a notes column in a spreadsheet.
First-year, renewal, graded, flat-fee, MA-PDP, target premium, override, producer split, chargeback, advance, contingent bonus, tiered performance, and 5-year projection. Every calculation is traceable to the exact contract version and policy record that drove it — so when a producer disputes a number, you can show your work in seconds.
Commission teams waste hours chasing approvals over email. Kommissions routes every payout batch through a structured workflow: finance review, manager sign-off, producer statement visibility, and NACHA export when you're ready to pay. Disputes and adjustments stay attached to the original statement row — not buried in a thread from three weeks ago.
Real agencies aren't flat. Kommissions models your full structure — producer, team lead, branch, agency, BGA, MGA — and calculates override commissions at every level automatically. When a producer moves, a book transfers, or a contract changes mid-year, historical attribution stays exactly where it was. Nothing gets reassigned by accident.
Every calculation, approval, exception resolution, and manual adjustment is logged with a timestamp, user, and reason. Producer licensing status and expiry dates are tracked with automated alerts. 1099-NEC records are generated from verified payout data. When a carrier or regulator asks what happened in Q3, you pull a report — you don't rebuild the month.
How it works
Most commission teams spend 3–5 days every month reconciling statements manually. Kommissions compresses that to hours. Import your latest statements, let the engine match and flag, work your exception queue, approve payouts, and publish producer-facing statements — all in one place, with every decision documented and reversible.